AI UGC generator

AI UGC generator: no creators, no shoot

Write the line your creator should say and pick a model. AI makes a vertical 9:16 clip with sound, ready for TikTok, Reels and Shorts. AI UGC is on paid plans: Starter's 2,500 credits make 21 6-second Veo 3.1 Fast clips a month.

Set up your UGC clip

Write the scene, pick a model and see the exact cost. Every clip here is 9:16, the shape TikTok, Reels and Shorts play full screen.

01

Write the scene

Try
0 / 1,500
02

Pick a model

Model

Credits a second of video. A credit is $0.01.

03

Length

6 s
Frame
04

What it costs

On paid plans, from $25 a monthThis tool needs a paid plan. Set up the job above and this becomes the exact cost.Make this clip

On plans from $25 a month. Your scene is copied when you click, so you can paste it into the studio's prompt box.

Benefits

Why make UGC with AI

What it does for you, on every paid plan.

No creators to hire

Skip the casting, the product mailing and the reshoot. Write the scene and make the clip today.

People who talk and move

Veo 3.1 makes a person say your line with their lips in sync. Motion Control copies a real clip's moves onto your character.

More hooks to test

Change the face, the first line or the voice and export again. Post them all and keep what works.

The actual numbers

What each plan gets you

This tool needs a paid plan, and it bills against the plan's credits at a published rate, so each plan comes to an exact amount.

Rate8–60 credits a secondby model; Motion Control is 21 a second
What each plan's credits buy on this tool every month. 1 credit = $0.01. Rates checked November 6, 2026.
PlanPriceCredits6 s Veo 3.1 Fast clips8 s Veo 3.1 Lite clips10 s Motion Control moves
Starter$25/mo2,500 credits$25/mo2,500213911
Pro$99/mo10,000 credits$99/mo10,0008715647

UGC clips are short, so credits go further than they look. One 6-second talking clip on Veo 3.1 Fast is 114 credits, and Starter's 2,500 make 21 of them a month: enough to try a new hook every few days.

No small print

What you get, and what you don't

The limits stated plainly, including the ones that will affect you.

  • No watermarkExports are a clean vertical 1080 × 1920 video on every plan.
  • Every model on every paid planVeo, Kling, Seedance and Hailuo all work on every paid plan; the credits just go further on the cheaper ones.
  • Voice and captions in the same editAdd a voiceover in 74 languages and captions in 94 on the same timeline.
  • AI UGC needs a paid planFree accounts can't generate clips or swap characters. Starter is $25 a month for 2,500 credits.
  • No avatar libraryThere are no ready-made AI creators to pick from. You describe the person, start from your own photo, or swap a new face into a clip.
  • No lip sync for a voiceoverA voiceover plays as its own track and moves no one's lips. For a person talking, write the line into a Veo prompt.
How it works

From this page to a finished file

Set it up here, then make it in the app on a paid plan.

01

Write the hook

Describe the creator, the setting and the line they say. A product photo can be the first frame.

02

Pick a model

Veo for a person talking to camera; Seedance, Kling or Hailuo for a product in motion. The price updates as you pick.

03

Choose a plan and make it

Sign up, pick a plan, paste your scene into the studio and generate. Add a voice and captions, then export 9:16.

FAQ

AI UGC Generator FAQ

The plans, the watermark and the sign-up.

Is there a free AI UGC generator?
Not on Vidwip. AI UGC needs a paid plan, from $25 a month for 2,500 credits, with every UGC model on every paid plan. A 6-second talking clip on Veo 3.1 Fast costs 114 credits, so Starter makes 21 of them a month, with no watermark.
Can the AI person say my script?
Yes. Write the line into your prompt and pick a Veo 3.1 model: it makes a clip of a person saying it, with their lips in sync. The other models make motion and sound, but not lip-synced speech.
Can I copy a real creator's moves?
Yes, with Kling 2.6 Motion Control. Give it one photo of your character and a clip of a real person, 3 to 30 seconds long, and your character copies the moves, from a wave to a full dance. It costs 21 credits a second, so a 10-second move is 210 credits.
Is there a library of AI avatars?
No. There are no stock AI creators. You describe the person in a prompt, start from your own photo, or swap a new face into a clip you already have.
Do UGC videos have a watermark?
No. Every export is a clean 9:16 video at 1080 × 1920.
Can AI UGC make my video go viral?
No tool can promise that. What AI UGC changes is how many tries you get: a new hook, face or voice costs minutes and a few credits instead of a new shoot, so you can post more and keep what works.

Make your first UGC clip

A creator talking to camera or a product in motion. 9:16, no watermark.